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    Stop By Anytime

    We are open: Monday to Friday from 9am to 7pm and Saturday from 10am to 5pm

    18 - 20 East Street
    Bromley, BR1 1QU

    At Adiva Accountants all initial consultations are free of charge, so contact us today.
    For quality, competitive, and friendly accountancy services, please contact

    Adiva Accountants

    on 020 8313 9117 or via email at

    At Adiva Accountants we have the knowledge and the experience to provide you with the kind of accounting and tax services that you are looking for. At Adiva Accountants we look forward to discuss with you, without obligation, ways in which we may be able to help your personal or business needs.

    Alternatively, you can complete the contact form here and we will respond as soon as possible.

    Directors of Adiva Accountants have over 10 years’ experience of providing accountancy services. They have completed Bachelor and Masters degrees in Accountancy, Taxation and Business Management. Additionally, they have completed various accountancy qualifications such as ACCA, AAT, etc. So, they hold various accountancy degrees and qualifications up to chartered certified accountant.

    They can advise you on many other things, such as how to get the best price when you come to sell your business. Or on how to satisfy the banks conditions when you need help with finance. Or on how to keep creditors, insurers and suppliers happy, etc. Their expertise covers income tax, capital gains tax, corporation tax, VAT, payroll and many more.

    They can help with dealing with Inland Revenue investigations also.


    There are parking bays right in front of the office, please be careful not to park in loading bays. Parking costs £1.90 per hour (maximum stay 2 hours). Alternatively, you can park in Sainsbury’s car park, which is just 1 minute walk away from the office. Parking there is completely free for 30 minutes and would be free for up to 2 hours provided you spend £10 in Sainsbury’s. Our office is at 18-20 East Street, Bromley BR1 1QU, which is opposite of O’Neill’s pub and TruGym.

    Alternatively, there is a big car park (1,500 spaces) in the INTU Bromley Shopping Centre (formerly The Glades). Parking costs £1.10 per hour for every day of the week. The shopping centre car park address is: The Glades, High Street, Bromley, BR1 3EF.

    By car

    If you drive to our office in Bromley, please enter this address in your Satnav 18-20 East Street, Bromley, BR1 1QU. From Orpington, you can take A232, then A21. From Beckenham, you can take A222. From Eltham, you can take A208B226A2212, then A21. From Lewisham and Catford, you can take A21. From Croydon, you can take A232A233, then A21. From Kent, you can take A21. From North and East London, you can take the Blackwell tunnel southbound, A2A2213A20South Circular RoadA2212, then A21. From West London, you can take South Circular Road to Catford, then A21.

    Public transport

    We are situated in Bromley East Street, which is served by Bromley South and Bromley North train stations, they are about 5-10 minute’s walk away. There are direct trains from London Victoria, London Bridge and London Blackfriars to Bromley South station. Bromley South is connected by direct trains to major towns around London and in Kent such as St Albans, Orpington, Sevenoaks, Ashford, Gillingham, and Ramsgate.

    The main bus routes serving Bromley High street are 61, 119, 138, 146, 208, 227, 246, 261, 269, 320, 336, 352, 354, 358, and 367.

    Chartered Certified Accountants       Call us: 020 8313 9117
    We're currently closed.We're open again on Monday (20th May 2024) from 9:00 am to 7:00 pm

    What are the sources of finance?

    We, at Adiva Accountants in Bickley, summarise the means of finance that are available and where we can help if you are starting, or have started a business in Bickley, Bromley, Kent and London areas.

    The most fundamental aspect of business management is the financing of the business. If you get the financing right and you will have a stable business, positive cash flows and a profitable enterprise.

    The finance can be obtained from many different sources. Please find below just some of the means of finance that are open to your business.

    The bank loans and overdrafts

    Their own bank is the first place that most people think about when trying to obtain finance. The banks are actively seeking for businesses to whom they can lend money. The banks prefer to give an overdraft or to extend the limit, especially in small and start-up situations. Bank overdrafts are a flexible form of finance which can be paid off more quickly than a formal loan. If an investment opportunity arises in order to finance the project, you could look to extend the options on your overdraft facility. Many businesses prefer the advantages of a fixed term loan. The regular payments to be made on the loan make cash flow forecasting and budgeting more certain. For many owners, it is important that the bank is more committed to their business for the whole term of the loan. An overdraft can be called in but, but unless you are not able to make payments on your loan, the banks cannot take the finance away from you.

    The smaller loans will not usually require any security. However, for large amounts of money the bank will certainly ask for some form of security. While it is common for business owners to offer their own homes as security, for high risk borrowing you may prefer not to do this. We advise anyone offering their house as security to consult first with any co-owners. It is important that they are fully aware of the situation and of any possible consequences.

    The Enterprise Finance Guarantee Scheme may be another source of security. A start-up business unable to provide any other form of security may be able to get a guarantee for loans up to £1,000,000. Under this scheme, you pay a 2% premium on the outstanding balance of the loan. In return, if you default the government guarantees to repay the bank (or other lender) up to 75% of the loan.

    Savings and friends

    When commencing a new business, very often the owner invests his personal savings. Often the business start-ups approach relatives and friends to help finance the business. You should make it clear to them that they should only invest amounts they can afford to lose. You should show them your business plan and give them time to consider it over. After that, if they decide to invest in your business, you should always put the terms of any agreement in writing.

    Categories: Business startup, Business startup in Orpington Kent
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